Attention homeowners in Nichols Hills and Oklahoma County: Need an appraisal?

See the top 7 reasons OK homeowners use Jones Appraisal Co.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut their mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a OK divorce, when real estate property needs to be divided
  7. To settle an estate in OK by determining the true market value of real estate in question

Do you own a house in or near Nichols Hills? Do you need help deciding the value of your real estate?
Contact Jones Appraisal Co..

At Jones Appraisal Co., we understand the unique needs of a consumer after appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Jones Appraisal Co. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Jones Appraisal Co., we're seasoned in helping consumers just like you delete unwanted PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Jones Appraisal Co. is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Jones Appraisal Co. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd like to have a seasoned professional double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Jones Appraisal Co. can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.